Storm Damage Roof Repair
If you have suffered the effects of a storm, you might be wondering what to do next. First, assess the potential damage. Tree branches and Hail damage can be common signs of a storm. Trees can also damage a roof. If you suspect tree damage, call a roof repair company as soon as possible.
Signs of storm damage on a roof
One of the first signs of storm damage to a roof is water damage. It can accumulate over time, so it’s important to address leaks and damage right away. Besides water damage, another sign of storm damage is debris on the roof or around the house. This debris can be whole or small shingles that have been torn off the roof. If you notice these things, it’s time to call a professional roofer.
Storm damage on a roof can also occur in the attic. You should look for water accumulation, wet insulation, damp framing, and stains on the roof. Additionally, you should have a roofer inspect the damage to determine the extent of damage.
Hail damage
There are many factors to consider when determining whether you should choose a professional to repair your hail damaged roof. Firstly, you should contact your homeowner’s insurance company to see if you are covered for the repairs. Many policies require you to submit evidence of three areas that received at least eight hits in a 10 square foot area.
Hail damage occurs to a variety of roofing materials, including asphalt and other membrane roof systems. Some types of hail damage may be cosmetic, while others will compromise the lifespan and structure of the roof. Damage to asphalt shingles is a common example of cosmetic hail damage. Insurance companies often deny hail damage claims due to a so-called “Cosmetic Damage Exclusion”. It’s important to work with an expert contractor to ensure you are getting a fair assessment of your insurance claim.
Once you have a professional roof inspector inspect your roof, they’ll note any potential damage. They can also provide advice on taking preventative measures, such as covering broken windows or keeping water out of the home. It’s a good idea to keep receipts to prove you’ve taken these measures, as well as photos of the roof before and after the storm.
Tree branch damage
If a tree branch has fallen on your roof, you may want to contact an insurance company right away to file a claim. Insurance companies often send out a fire crew to assess the damage and the potential danger. They will then determine the cost of repair and will then make the proper compensation. Depending on the coverage, they may cover some or all of the costs of the repair.
During a storm, it is important to call 911 as soon as you notice a fallen branch on your roof. This can help prevent a potential fire from spreading and also provide emergency medical assistance. In some cases, the police will need to get involved as well, though it will depend on the extent of damage. Also, if you notice downed power lines, call your electric company to secure the area.
Insurance companies usually cover the cost of roof repairs resulting from falling tree branches, as long as the damage is not too extensive. If you are unable to pay the cost of repairing a damaged roof, your insurance company may cover the cost of removing the branch from the roof. Depending on your homeowner’s insurance policy, they may even pay to remove the branch if the tree is healthy and in good condition. However, it is important to check carefully before you call your insurance company to determine if you are covered for a roof repair.
